- Welcome to the Wealth Waterfall
From Chaos to Control: A 3-Stage System to Build Wealth from $0
Stop feeling lost with money. This book gives you a clear, proven roadmap to take charge of your finances, unlock new income streams, and build lasting wealth — starting with exactly what you have right now.
3-Stage System to
Build Wealth
Why This Book Can Change Your Financial Life?
- This book meets you where you are - whether you're broke, overwhelmed, or financially stuck. It assumes nothing, blames no one, and offers a practical plan that starts from zero.
- The Wealth Waterfall system gives you a clear 3-stage roadmap to free up cash, increase your income, and build real assets, like a waterfall that strengthens as it flows.
- You’ll discover how small, daily decisions create long-term financial outcomes.
What you’ll read isn’t theory - it’s lived experience.
The author didn’t inherit wealth or win the lottery. He started with $301 and rebuilt everything using the exact system you’ll find in these pages.
Author's Goal
Empowering readers with more financial knowledge and direction to improve their lives.
This book was written as a challenge, as a way to condense my thoughts, and finally a financial guide for myself and hopefully it can be helpful for others.
David Tan
Why Read The Wealth Waterfall?
- Step by Step System
Easy to follow stages for building, managing & growing wealth - No Financial Jargon
Simple explanations for rea world money strategies - Proven Money Techniques
Increase your savings, income & investments - Automation Hacks
Make your finances work for you, not the other way around
The Wealth Waterfall System
Stage 1: Foundation
Lay the groundwork by controlling expenses and creating surplus cashflow.
- Apply zero-based budgeting to manage every dollar intentionally
- Track spending daily to identify and eliminate waste
- Automate money flow to build savings without thinking
Stage 2: Scaling Income
Grow beyond your paycheck by adding sustainable income streams.
- Explore side hustles that align with your time and skills
- Track net worth and asset growth monthly
- Build a war chest and emergency fund to reduce financial fragility
Stage 3: Investments & Wealth Building
Put your money to work by investing in income-generating assets.
- Start small with stocks, ETFs, or real estate
- Match investments to your risk profile
- Reinvest gains and avoid lifestyle inflation
What You’ll Learn
Master Zero-Based Budgeting to take full control of your spending
Automate your cashflow so saving becomes effortless
Discover real-world side hustle strategies that actually work
Track net worth and grow it over time
Learn the basics in stocks, real estate, and precious metals
Build long-term wealth without burnout or lifestyle inflation
What You’ll Learn
Why This Book Can Change Your Financial Life?
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The Wealth Waterfall
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